Easy ways to save on your car insurance

There are a number of ways to save on car insurance.

However, it depends on how old your car is and how much insurance you want.

Lets start with what's required in Arizona.

The state has one of the lowest insurance requirements for liability, which covers you in the case of an accident.

Arizona's requirement is $15,000 liability for one person, $30,000 liability for all involved and $10,000 for property damage.

Also, the state does not require you to have insurance for uninsured motorists.

It's up to you to decide if you want more than what is required, the size of your deductible and how much comprehensive and collision insurance you need.

First, compare rates.

Consider raising your deductible.

If you raise it from $250 to $1,000, experts say you can save about 30 percent.

If there's a claim, you do pay more upfront before the insurance kicks in.

If you have an older car, don't pay more than the car is worth.

Experts recommend adding up your comprehensive and collision premium, then multiplying that amount by 10.

If your car is worth less than that, don't buy the coverage.

Ask about low mileage or multiple policy discounts.

Also, consider using only one company for all your insurance needs.